Are you in need of a new dentures insurance policy? Do you currently have a dental insurance plan? The imagine that I ask that interrogate is because if you did already own dental insurance, you'd comprehend that it does not immediately cover new dentures. As a matter of fact, you'll be hard pressed to find an insurance policy that will cover even a decent part of the cost of new dentures, unless you've owned the policy for several years. This is how insurance associates look at dentures.
Dentures are looked at as cosmetic dentistry by most insurance companies. If you buy a new dental insurance plan they'll also look at your need as a pre-existing health and they won't cover one red cent initially. Most new plans require what is known as a "waiting" period. This normally lasts for twelve months and then your plan will begin to help you with pre-existing conditions. The only qoute here is that they do it on a progressive scale. An example would be as follows:
Dental Braces
1st Year - No coverage for pre-existing conditions
2nd Year - 10% coverage
3rd Year - 25% coverage
4th Year - 50%
And so on.....
Another qoute with dentures insurance is that dental "insurance" is high-priced and it's only designed to provide preventive care in order to keep you from developing any major dental problems. But what if you already have a major dental problem?
The riposte is called a "Dental allowance Plan". allowance plans offer savings of in the middle of 10-60% off both preventive And major dental care. This includes not only cleanings, x-rays, etc., but also dentures, bridge work, braces, root canals and more. Some plans cover more than 50% on upper dentures alone, depending upon where you live and the plan you choose.
Dental allowance plans aren't insurance coverage so pre-existing conditions are no problem. There are no exclusions, no age limits, no hassles and you can start finding a dentist in 1-3 days. The enrollment fee is less than most insurance and you'll save more than that on your first visit! So to heck with dentures insurance! Grab yourself a dental allowance plan today and start saving!
Dentures guarnatee - How To Get A Big reduction On Your Dentures
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